Having a Margin account does not necessarily mean that the client is currently borrowing funds. The client is generally using margin when the account has a negative cash balance, meaning that funds are being borrowed and interest may apply. A simple way to check is to review the cash balances in the account. If the aggregate cash balance is negative, this usually indicates that the client is borrowing funds. However, in some cases, a margin loan may still exist even if the aggregate cash balance appears positive, due to currency balances, account segment netting, settlement timing or other timing differences. Clients can review their cash balances, margin requirements and interest details from the Client Portal, trading platform and account statements.
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